Limit and Processing Time for API Transaction

Modified on Mon, 11 Sep, 2023 at 1:06 AM

Gain insights into the maximum and minimum limits, as well as the processing times, for local and international API transactions. Discover how quickly your funds can be transferred and ensure you stay within the specified limits for a seamless payment experience.

Local API Transaction
- Limit and Transaction Processing Time
International API Transaction
- Minimum and Maximum Limit
- Transaction Processing Time
Related Articles

Local API Transaction

Limit and Transaction Processing Time

When it comes to local API transactions, we have specific limits in place to ensure secure and reliable transfers. The following table outlines the maximum and minimum limits transfer funds for bank transfers, virtual accounts, and e-wallets:

Transfer Funds to Bank

Minimum-Maximum Limit and Processing Time for Bank

Bank Name	Min & Max Amount (IDR)	Processing Time
BANK NEGARA INDONESIA	10.000 - 250.000.000	Real-time
	250.000.001 - 2.000.000.000	Sameday
	> 2.000.000.000	Please contact our BD Team before proceed the transaction
BANK MANDIRI	10.000 - 250.000.000	Real-time
	250.000.001 - 2.000.000.000	Sameday
	> 2.000.000.000	Please contact our BD Team before proceed the transaction
BANK RAKYAT INDONESIA	10.000 - 250.000.000	Real-time
	250.000.001 - 2.000.000.000	Sameday
	> 2.000.000.000	Please contact our BD Team before proceed the transaction
BANK DANAMON INDONESIA	10.000 - 250.000.000	Real-time
	250.000.001 - 2.000.000.000	Sameday
	> 2.000.000.000	Please contact our BD Team before proceed the transaction
BANK OCBC NISP	10.000 - 250.000.000	Real-time
BANK OCBC NISP	250.000.001 - 2.000.000.000	Sameday
BANK DBS INDONESIA	10.000 - 250.000.000	Real-time
BANK DBS INDONESIA	250.000.001 - 2.000.000.000	Sameday
BANK CIMB NIAGA	10.000 - 250.000.000	Real-time
BANK CIMB NIAGA	250.000.001 - 2.000.000.000	Sameday
BANK PERMATA	10.000 - 500.000.000	Real time
BANK PERMATA	500.000.001 - 2.000.000.000	Instruction before 12PM: Sameday After 12PM: T+1 Working Days
BANK CENTRAL ASIA	10.000 - 500.000.000	Real time
BANK CENTRAL ASIA	500.000.001 - 2.000.000.000	Instruction before 12PM: Sameday After 12PM: T+1 Working Days
BANK SYARIAH INDONESIA,	10.000 - 500.000.000	Real time
BANK SYARIAH INDONESIA,	500.000.001 - 2.000.000.000	Instruction before 12PM: Sameday After 12PM: T+1 Working Days
BANK ACEH	10.000 - 50.000.000	Real-time
BPD ISTIMEWA ACEH SYARIAH	10.000 - 250.000.000	Real-time
BANK RAKYAT INDONESIA AGRONIAGA	10.000 - 250.000.000	Real-time
BANK AMAR INDONESIA	10.000 - 250.000.000	Real-time
BANK ANTAR DAERAH	10.000 - 50.000.000	Real-time
BANK ANZ INDONESIA	10.000 - 250.000.000	Real-time
ARTAJASA PEMBAYARAN ELEKTRONIK	10.000 - 50.000.000	Real-time
BANK ARTHA GRAHA INTERNASIONAL	10.000 - 250.000.000	Real-time
BANK PEMBANGUNAN DAERAH BALI	10.000 - 250.000.000	Real-time
BANGKOK BANK PUBLIC CO.LTD	10.000 - 50.000.000	Real-time
BANK BANTEN	10.000 - 250.000.000	Real-time
BANK BARCLAYS INDONESIA	10.000 - 50.000.000	Real-time
BANK BCA SYARIAH	10.000 - 250.000.000	Real-time
BPD BENGKULU	10.000 - 250.000.000	Real-time
BANK BISNIS INTERNASIONAL	10.000 - 50.000.000	Real-time
BANK PEMBANGUNAN DAERAH JABAR DAN BANTEN	10.000 - 250.000.000	Real-time
BANK JABAR BANTEN SYARIAH	10.000 - 250.000.000	Real-time
BANK BNP PARIBAS INDONESIA	10.000 - 250.000.000	Real-time
BANK OF AMERICA NA	10.000 - 250.000.000	Real-time
BANK TABUNGAN NEGARA	10.000 - 250.000.000	Real-time
BANK TABUNGAN NEGARA UNIT USAHA SYARIAH	10.000 - 250.000.000	Real-time
BANK TABUNGAN PENSIUNAN NASIONAL	10.000 - 250.000.000	Real-time
BANK TABUNGAN PENSIUNAN NASIONAL SYARIAH	10.000 - 250.000.000	Real-time
BANK KB BUKOPIN	10.000 - 250.000.000	Real-time
BANK SYARIAH BUKOPIN	10.000 - 250.000.000	Real-time
BANK BUMI ARTA	10.000 - 250.000.000	Real-time
BANK BUMIPUTERA	10.000 - 250.000.000	Real-time
BANK CAPITAL INDONESIA	10.000 - 250.000.000	Real-time
KC JPMORGAN CHASE BANK, N.A.	10.000 - 250.000.000	Real-time
KC BANK OF CHINA LIMITED	10.000 - 250.000.000	Real-time
BANK CHINA CONSTRUCTION BANK INDONESIA,	10.000 - 250.000.000	Real-time
BANK CTBC INDONESIA	10.000 - 250.000.000	Real-time
BANK CIMB NIAGA - REKENING PONSEL	10.000 - 50.000.000	Real-time
BANK CIMB NIAGA - UNIT USAHA SYARIAH	10.000 - 250.000.000	Real-time
CITIBANK	10.000 - 250.000.000	Real-time
BANK COMMONWEALTH	10.000 - 250.000.000	Real-time
BANK DANAMON INDONESIA UNIT USAHA SYARIAH	10.000 - 250.000.000	Real-time
DEUTSCHE BANK AG.	10.000 - 50.000.000	Real-time
BANK PEMBANGUNAN DAERAH DIY	10.000 - 250.000.000	Real-time
BANK PEMBANGUNAN DAERAH DIY UNIT USAHA SYARIAH	10.000 - 250.000.000	Real-time
BANK DKI	10.000 - 250.000.000	Real-time
BANK DKI UNIT USAHA SYARIAH	10.000 - 250.000.000	Real-time
BANK FAMA INTERNATIONAL	10.000 - 250.000.000	Real-time
BANK GANESHA	10.000 - 250.000.000	Real-time
BANK KEB HANA INDONESIA	10.000 - 250.000.000	Real-time
BANK HARDA INTERNATIONAL	10.000 - 250.000.000	Real-time
BANK HSBC INDONESIA	10.000 - 250.000.000	Real-time
BANK ICBC INDONESIA	10.000 - 250.000.000	Real-time
BANK INA PERDANA	10.000 - 250.000.000	Real-time
BANK INDEX SELINDO	10.000 - 250.000.000	Real-time
BANK OF INDIA INDONESIA	10.000 - 50.000.000	Real-time
BANK PEMBANGUNAN DAERAH JAMBI	10.000 - 250.000.000	Real-time
BANK JASA JAKARTA	10.000 - 250.000.000	Real-time
BANK PEMBANGUNAN DAERAH JAWA TENGAH	10.000 - 250.000.000	Real-time
BPD JAWA TENGAH UNIT USAHA SYARIAH	10.000 - 250.000.000	Real-time
BANK PEMBANGUNAN DAERAH JATIM	10.000 - 250.000.000	Real-time
BANK PEMBANGUNAN DAERAH JATIM - UNIT USAHA SYARIAH	10.000 - 250.000.000	Real-time
BANK JTRUST INDONESIA	10.000 - 250.000.000	Real-time
BANK PEMBANGUNAN DAERAH KALBAR	10.000 - 250.000.000	Real-time
BANK PEMBANGUNAN DAERAH KALBAR - UNIT USAHA SYARIAH	10.000 - 250.000.000	Real-time
BANK PEMBANGUNAN DAERAH KALSEL	10.000 - 250.000.000	Real-time
BANK PEMBANGUNAN DAERAH KALSEL - UNIT USAHA SYARIAH	10.000 - 250.000.000	Real-time
BPD KALIMANTAN TENGAH	10.000 - 250.000.000	Real-time
BANK PEMBANGUNAN DAERAH KALTIM	10.000 - 250.000.000	Real-time
BANK PEMBANGUNAN DAERAH KALTIM - UNIT USAHA SYARIAH	10.000 - 250.000.000	Real-time
BANK PEMBANGUNAN DAERAH LAMPUNG	10.000 - 250.000.000	Real-time
BANK PEMBANGUNAN DAERAH MALUKU	10.000 - 250.000.000	Real-time
BANK MASPION INDONESIA	10.000 - 250.000.000	Real-time
BANK MAYAPADA INTERNASIONAL, TBK	10.000 - 250.000.000	Real-time
BANK MAYBANK INDONESIA	10.000 - 250.000.000	Real-time
BANK MAYBANK SYARIAH INDONESIA	10.000 - 250.000.000	Real-time
BANK MAYORA	10.000 - 250.000.000	Real-time
BANK MEGA SYARIAH	10.000 - 250.000.000	Real-time
BANK MEGA	10.000 - 250.000.000	Real-time
BANK MESTIKA DHARMA	10.000 - 250.000.000	Real-time
BANK MITRANIAGA	10.000 - 50.000.000	Real-time
THE BANK OF TOKYO MITSUBISHI UFJ LTD.	10.000 - 250.000.000	Real-time
BANK MIZUHO INDONESIA	10.000 - 250.000.000	Real-time
BANK MNC INTERNASIONAL	10.000 - 250.000.000	Real-time
BANK MUAMALAT INDONESIA	10.000 - 250.000.000	Real-time
BANK MULTI ARTA SENTOSA	10.000 - 250.000.000	Real-time
BANK NATIONALNOBU	10.000 - 250.000.000	Real-time
BANK PEMBANGUNAN DAERAH NTB	10.000 - 250.000.000	Real-time
BANK PEMBANGUNAN DAERAH NTT	10.000 - 250.000.000	Real-time
BANK OCBC NISP - UNIT USAHA SYARIAH	10.000 - 250.000.000	Real-time
PANIN BANK	10.000 - 250.000.000	Real-time
BANK PANIN SYARIAH	10.000 - 250.000.000	Real-time
BANK PEMBANGUNAN DAERAH PAPUA	10.000 - 250.000.000	Real-time
BANK PERMATA UNIT USAHA SYARIAH	10.000 - 250.000.000	Real-time
PRIMA MASTER BANK	10.000 - 250.000.000	Real-time
BANK QNB INDONESIA	10.000 - 250.000.000	Real-time
THE ROYAL BANK OF SCOTLAND N.V.	10.000 - 50.000.000	Real-time
BANK RESONA PERDANIA	10.000 - 250.000.000	Real-time
BANK PEMBANGUNAN DAERAH RIAU KEPRI	10.000 - 250.000.000	Real-time
BANK DIGITAL BCA	10.000 - 250.000.000	Real-time
BANK SAHABAT SAMPOERNA	10.000 - 250.000.000	Real-time
BANK SBI INDONESIA	10.000 - 50.000.000	Real-time
BANK SHINHAN INDONESIA	10.000 - 250.000.000	Real-time
BANK SINARMAS	10.000 - 250.000.000	Real-time
BANK SINARMAS UNIT USAHA SYARIAH	10.000 - 250.000.000	Real-time
STANDARD CHARTERED BANK	10.000 - 250.000.000	Real-time
BANK SULSELBAR	10.000 - 250.000.000	Real-time
BPD SULAWESI SELATAN DAN SULAWESI BARAT UNIT USAHA SYARIAH	10.000 - 250.000.000	Real-time
BPD SULAWESI TENGAH	10.000 - 250.000.000	Real-time
BPD SULAWESI TENGGARA	10.000 - 250.000.000	Real-time
BANK SULUT	10.000 - 250.000.000	Real-time
BPD SUMATERA BARAT	10.000 - 250.000.000	Real-time
BPD SUMSEL DAN BABEL	10.000 - 250.000.000	Real-time
BPD SUMSEL DAN BABEL UNIT USAHA SYARIAH	10.000 - 250.000.000	Real-time
BANK PEMBANGUNAN DAERAH SUMUT	10.000 - 250.000.000	Real-time
BANK PEMBANGUNAN DAERAH SUMUT UUS	10.000 - 250.000.000	Real-time
BANK UOB INDONESIA	10.000 - 250.000.000	Real-time
BANK VICTORIA INTERNATIONAL	10.000 - 250.000.000	Real-time
BANK VICTORIA SYARIAH	10.000 - 50.000.000	Real-time
BANK WOORI SAUDARA INDONESIA 1906	10.000 - 250.000.000	Real-time
BANK YUDHA BHAKTI	10.000 - 250.000.000	Real-time
BANK INDONESIA	10.000 - 250.000.000	Real-time
BANK PEMBANGUNAN DAERAH RIAU KEPRI SYARIAH	10.000 - 50.000.000	Real-time
BANK OKE INDONESIA	10.000 - 250.000.000	Real-time
BANK JAGO	10.000 - 250.000.000	Real-time
Bank Mantap	10.000 - 250.000.000	Real-time
BPR KS	10.000 - 50.000.000	Real-time
IBK	10.000 - 250.000.000	Real-time
BANK KESEJAHTERAAN EKONOMI	10.000 - 250.000.000	Real-time
Bank NTB Syariah	10.000 - 250.000.000	Real-time
Bank BPD Kaltim	10.000 - 250.000.000	Real-time
Bank Jago Syariah	10.000 - 250.000.000	Real-time

Transfer Funds to Virtual Account

Minimum-Maximum Limit and Processing Time for Virtual Account

Virtual Account Name	Min & Max Amount (IDR)	Processing Time
Virtual Account Bank Mandiri	10.000 - 1.000.000.000	Sameday
Virtual Account Bank BRI	10.000 - 1.000.000.000	Sameday
VIrtual Account CIMB	10.000 - 1.000.000.000	Sameday
Virtual Account Bank Permata	10.000 - 1.000.000.000	Sameday

Transfer Funds to E-Wallet

Minimum-Maximum Limit and Processing Time for E-wallet

E-wallet Name	Min & Max Amount (IDR)	Processing Time
OVO	Unverified / Non-premium Account : 2.000.000* Verified / Premium Account : 20.000.000*	Real-time
Link Aja	Unverified / Non-premium Account : 2.000.000* Verified / Premium Account : 20.000.000*	Real-time
Dana	Unverified / Non-premium Account : 2.000.000* Verified / Premium Account : 20.000.000*	Real-time
GO-PAY	Unverified / Non-premium Account : 2.000.000* Verified / Premium Account : 20.000.000*	Real-time
SHOPEE PAY	Unverified / Non-premium Account : 2.000.000* Verified / Premium Account : 20.000.000*	Real-time

*When conducting disbursements to an e-wallet, please note that each e-wallet has set limitations on the balance that users can maintain within their accounts. If a disbursement would result in the user exceeding this designated maximum balance, the transfer will fail.

International API Transaction

Minimum and Maximum Limit

For international API transactions, the minimum and maximum limits can vary depending on the specific country and currency involved. To provide you with accurate and up-to-date information, we recommend referring to our relevant article on international transaction limits.

Transaction Processing Time

In terms of processing times, international transactions can differ significantly based on the destination country and the corresponding banking systems. To gain insights into the processing times for specific countries and currencies, we suggest referring to our dedicated article on international transaction processing: International Transfer SLA. In case the transaction failed, you can find the potential causes behind failed transactions here.

Understanding the limits and processing times for API transactions is crucial for efficient and successful payment operations. Whether you are engaging in local transfers or international transactions, being aware of the limits and processing times ensures a smooth and reliable experience. Should you have any further inquiries or need assistance, please don't hesitate to reach out to our dedicated support team.